There are a lot of many reasons to switch to solar energy – lowering your electricity bill, protecting yourself from rising energy costs, increasing your property value, and a great ROI are just a few. But with so many solar companies giving you different information, it can be hard to be sure that you’re getting the best deal for your solar panels. That’s why at Rooftop Solar we give you the financial options to choose from, and the knowledge to make an informed decision. With this education-based philosophy, our experts are dedicated to ensuring that your solar strategy is tailored to your specific financial goals.

Rooftop Solar can provide you with several options when you’re considering the best financial strategy for going solar. Whether you purchase, lease, or borrow, our team will work with you to find a solution that suits you and your unique preferences. As a member of the AMICUS co-op, we partner exclusively with experienced and trusted third-party solar financing companies to offer an investment that will continue to pay you for 30+ years to come.

Options For Financing Your Solar Panels


If you have the cash-on-hand to invest in solar and you’d like the quickest payback period possible, a cash-purchase makes the most sense. Paying with cash offers our customer the highest rate of return of any solar investment for a number of reasons. Firstly, when you purchase your solar array there is no interest or other fees that are often associated with leasing or borrowing. This means that not only are you eliminating your electric bill, but you’re also doing it the most cost-effective way possible. Another main benefit to purchasing your system outright is that you qualify for solar tax credits. By claiming the Federal Tax Credit, you’ll be able to recover 22% of the cost of your investment in the first year you switch to solar! After that, your savings on electric will pay for your array in just a few years. Once your system has paid for itself, you’ll be “in the green” for 20+ years!

Solar PPAs & Leasing Options

Designed to help nonprofit organizations go solar, PPA (Power Purchase Agreement) is a popular option for tax-exempt entities because it enables them to benefit from the tax credit when they otherwise wouldn’t. In a PPA, a third party investor owns the system and sells the energy it produces to the nonprofit, who provides the site for the array. Since the third party investor is able to take advantage of tax incentives, they can pass on the savings to the nonprofit in the form of a lower monthly solar payment. PPA agreements are popular for those who qualify because they enable the organization to cut electric costs immediately for nothing out-of-pocket, while also helping the environment. To qualify for a Solar PPA, it is ideal if the nonprofit organization owns and operates a facility that is structurally sound, has plenty of roof space exposed to the sun, and pays over $1,000 per month in energy costs. To see if you may qualify, call our full-time commercial staff today.

Read the full story on Solar Power Purchase Agreements (PPAs) here.

Rooftop Solar Loans

Solar loans are ideal for homeowners who want to save on electric costs, but don’t have the cash to pay for their system outright. The loan program is a lot like switching your phone service to a less expensive and more reliable provider–except that going solar is changing your energy provider. Solar financing provides you with a way to eliminate your cost to the utility company for zero down by making a monthly solar payment. We carry loans ranging from 2-20 years and have a variety of interest rates. This means that you have the option to pay the lowest monthly amount possible to save money right away, or pay your system off quickly and save more in the long-term. When you factor in the Federal Tax Credit, your monthly loan payment can become significantly lower than what your previous monthly payment was to your utility provider.

Depending on your FICO score, your monthly budget, and your financial goals, Rooftop Solar has loan options to choose from, and our experts will help you choose a solar loan strategy that is smart for you. No matter how you decide to invest in the sun, however, the solar loan debunks the myth that you need tens of thousands of dollars laying around to go solar.

No matter how you choose to switch to solar energy, it one investment that pays off for decades to come. With tax credits, energy savings, and environmental benefits, the decision isn’t whether or not to go solar–it’s how to make solar work best for you and your home or business. We hope this information has helped you to understand that it is possible for you to switch to Rooftop Solar and that there are many ways to do so. Schedule a consultation with one of our Project Developers today to find the best plan for you.

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